My brothers are big fans of that caramel apple dip you can buy at the grocery store, but it’s usually not on sale. I went searching online and found something super-simple, delicious, and cheaper than the caramel.
1 8 oz. package cream cheese (low fat works)
1 c. peanut butter
1 c. brown sugar
1/4 c. milk
Combine ingredients, chill and serve. Delicious!